Best Insurance Licensing Courses

Cartoon woman holding best insurance licensing trophy

Choosing the right insurance licensing course is essential to ensuring you have the knowledge needed to pass the exam on your first attempt and start a successful career in the insurance industry.

In our Best Insurance Licensing Courses article, we’ll guide you through the five best options available to you in 2024, as well as explore the pros and cons of each to help you choose the course that aligns best with your needs.

The 5 Best Insurance Licensing Courses

In the table below, you’ll find a brief overview of the key features of each of the top insurance licensing courses.

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1. Kaplan Financial: Best Overall Course

One of the most recognized names in the industry, Kaplan Financial provides quality insurance pre-licensing education, valuable learning tools and resources, impressive test pass rates, and budget-friendly pricing.

Kaplan Financial is our number one recommendation based on their pricing, course packages that include valuable learning tools, and the performance of their students.

Kaplan Financial Pros

Kaplan Financial Cons

Final Overview

There are a number of key benefits to choosing an insurance licensing course from Kaplan Financial. Overall, the primary reason we awarded this course provider the top spot is due to the stellar performance of Kaplan Financial graduates on their state licensing exams — boasting an overall pass rate of more than 90% across all insurance licensing exam lines.

While its offerings may be slightly less budget-friendly than those of competitors, we believe students get far more than they pay for, bearing in mind the wealth of comprehensive resources, tools and professional instructors they’ll receive.

Recommended

Doing a pre-licensing education course dramatically increases your chance of passing your exam on your first attempt, which can end up saving you both time and money in the long run. For pre-licensing education, StateRequirement recommends:

Kaplan Education Company ($139)

To find out more about how these courses could help you, check out our full Kaplan Financial Review.

2. ExamFX: Best for Flexibility

If you’re looking for flexibility from your insurance course, ExamFX is the choice for you: it has four different packages with everything from a self-paced course to in-person learning. While it is one of the pricier options, its range of choices make it well-suited for a number of students.

If multiple course options are essential for you, you will love all of the flexibility offered through ExamFX, every student will find something that works for their schedule from this top insurance licensing education provider.

ExamFX Pros

ExamFX Cons

Final Overview

If price isn’t a factor for you and you’re a quick learner, the courses offered by ExamFX provide some of the best choices, as well as one of the only in-person learning options available.

The study tools are also top-notch, including their multiple practice tests, flashcards, study guides, and video and audio lessons — though it’s important to keep in mind that not all resources are included in the more basic packages and that in-person learning options vary by state and availability.

While the tools and interface of the ExamFX course are some of the best out there, the higher cost and limited access may be enough to deter some students who don’t need all of its extra features.

For a more detailed look into this insurance pre licensing course, see our full ExamFX Review.

3. A.D. Banker – Best for Self-Motivated Learners

Education provider A.D. Banker is known for their comprehensive learning packages, with options for online courses and live virtual classes. Their a la carte learning tools are a little bit expensive when purchased alone, but you can get great savings if you opt for one of the popular packages.

All of their packages require students to complete the online modules and pass the Certification Exam, so this is a great option for those who can be disciplined to pace themselves and study the material.

A.D. Banker Pros

A.D. Banker Cons

Final Overview

This is a great course option for students who are looking to be able to design their own program for study, as it grants you the flexibility to buy course materials separately or in various package options. Whether you prefer self-paced learning, live online classes, or face-to-face instruction, this course has you covered.

However, one of the biggest advantages of this course provider, its a la carte learning tools, is also one of its biggest downsides. While the price point for the lower tier course options is fantastic, expect to pay far more than other popular providers, such as Kaplan Financial, to purchase materials a la carte.

These courses work best for students who are self-motivated and can keep their studying on track to learn everything they need.

For more information on this, check out our full A.D. Banker Review.

4. WebCE: Best for Extended Access

Out of all the course options reviewed on this list, WebCE offers its students the longest access to its content without having to pay again — giving you up to a year to use its study materials.

This makes WebCE ideal for students looking for a more relaxed pace to work their way through its comprehensive resources and practice exams crafted by seasoned insurance experts.

WebCE Pros

WebCE Cons

Final Overview

In conclusion, WebCE stands out as a comprehensive and flexible option for those pursuing insurance licensing. With the unique advantage of offering one year of access to its content, it’s ideal for students who need a more adaptable schedule.

However, it’s important to note the limitations regarding state availability and the mixed reception of some of its additional resources.

Despite these drawbacks, WebCE’s extended access period and specialized study tools make it a compelling choice. If you’re balancing your studies with a full-time job or other personal commitments, this course provider deserves your consideration.

5. Securities Training Corporation: Best Supplementary Material

While largely known for their FINRA study resources, Securities Training Corporation (STC) also offers a range of courses designed to help students excel in their insurance pre-licensing exams.

STC’s expertise in providing licensing courses shines through in its offering of courses for insurance professionals, standing out in particular for its commitment to high-quality, comprehensive study materials that thoroughly address the needs of exam takers.

Securities Training Corporation Pros

Securities Training Corporation Cons

Final Overview

Securities Training Corporation (STC) presents a compelling option for individuals preparing for insurance licensing exams, particularly for those who benefit from visually engaging materials and direct instructor interaction.

The on-demand training, complete with pre-recorded video lectures, caters well to visual learners, while the Instructor Hotline and live sessions in the Premier Plus package are invaluable resources for students seeking a more interactive learning environment.

However, the fixed course structure may not suit everyone, especially those who prefer a more flexible, self-directed approach to their studies. Additionally, STC’s primary focus on securities training could suggest a potential limitation in the depth of its expertise in the insurance licensing arena when compared to other providers on this list, who largely specialize in insurance education.

Best Insurance Licensing Courses FAQ

Which insurance license is the hardest to get?

Generally, licenses that cover more complex products, such as those involving investment components (e.g., life insurance with securities) are considered harder due to the additional federal regulations and exams involved. We discuss this topic in greater detail in our How to Get Your Insurance License article.

How much does it cost to get a life insurance license in NY?

It costs $80 for a Life and Health insurance license in New York to be issued for a licensing period of a year or more; this fee reduces to $40 if a license is issued for less than a year. However, several other additional factors can add to this cost, including the cost of the associated exam and pre-licensing course you select.

What is the best online insurance school?

The best online insurance school depends on your learning style, budget, and the type of insurance license you’re pursuing. Many of our readers prefer courses that offer comprehensive exam prep materials, practice exams, and support. For reviews and recommendations guided by past students, check out our Best Insurance Licensing Courses article.

Which insurance license makes the most money?

While earnings can vary widely in the insurance industry, licenses in areas with higher premiums and commissions, such as life insurance and property and casualty insurance, generally have the potential for higher earnings. With that said, success in any area will also depend on your individual sales and networking skills, plus effort.

Information on this page was researched and gathered from a multitude of sources and was most recently updated on June 11, 2024

Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. StateRequirement is not affiliated with any state, government, or licensing body. For more information, please contact your state's authority on insurance.

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